American Hartford Gold Review - Is It a Legitimate Company?

Name: American Hartford Gold
Brand: American Hartford Gold

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Since inflation doesn’t seem to cool down, many people look to diversify their investment portfolios. One such option is to purchase gold, silver, and platinum. However, nobody wants to keep their fortune in an unreliable firm.

I’ve frequently been asked to review the American Hartford Gold as some people haven’t heard much about the firm or were simply curious whether they are worth a shot. I’ve finally found time to run this experiment, so I signed up with the company to test their services out, so you don’t have to!

American Hartford Gold started as a family-owned business. Since it opened its doors to the public, the company has been developing their services to cater to the needs of individuals and families alike.

When I registered, I had a few nice options of precious metals to choose from within their retirement accounts. Besides Gold IRA, the company also offers 401k, TSP, and physical delivery of precious metals to your address (which I frankly like the most). Needless to say, the gold and silver coins are of excellent quality.

Lowest Minimums

Highlights:

Endorsed by Bill O’ Reilly
Low minimum investment
1,000’s of 5-star customer reviews
Great client satisfaction

Overall Rating 4/5

Fees

Investment Options

Ease of Use

Customer Service

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Pros & Cons

Here are the pros and cons that I have experienced while investing with American Hartford Gold. You might have different needs than mine, so your perspective on the company’s advantages and drawbacks may vary.

Pros

Low investment minimum
A+ rating with Better Business Bureau
Low annual fees
Price match guarantee

Cons

International investment options are limited
Only available for U.S. customers
No prices are listed on the catalog

I joined the American Hartford Ford to diversify my investment portfolio. I suppose you share this goal with me. Personally, I was looking for precious metals but the ones I can physically have in the deposition of my home.

In short, American Hartford Gold hasn’t disappointed me and was a suitable choice for solid asset investments.

The company trades in the following precious metals:

Gold
Silver
Platinum
Palladium

I’ve always considered gold and silver coins as essentials to ward against recession, and a solid retirement plan is more critical now than ever, don’t you agree?

If you haven’t made up your mind read my review but also ask yourself the following questions:

Do you feel like you just aren’t prepared for your retirement?
Need a safe investment to diversify?

After testing my investing options, I can wholeheartedly confirm that American Hartford Gold takes pride in its client satisfaction and has a 100% satisfaction guarantee.

Quick Summary

Account Minimum: $10,000

Fees: Up to $150/year (charged by the custodian)

Promotion: Receive up to $1,500 in free silver (with a qualifying purchase)

Free Gold Guide

Quick Navigation

About American Hartford Gold American Hartford Gold Services American Hartford Gold Fees & Minimum Investment Who is American Hartford Gold Best For? American Hartford Gold Reviews & 3rd Party Ratings

Compare To Other Companies American Hartford Gold Promotions How to Open an Account My Verdict American Hartford Gold FAQs

About American Hartford Gold

American Hartford Gold is based in Los Angeles. The family-owned and operated business helps people invest in precious metals, including platinum, gold, and silver.

American Hartford Gold delivers inside retirement accounts such as a TSP, 401K, or IRA, as well as physical assets. The firm achieves greater security for its clients’ futures by adding “safe haven“ assets to their portfolios, such as gold IRAs.

Trusted and recommended by Bill O’Reilly, American Hartford Gold is rated A+ by the Better Business Bureau. It also has a mission to be completely transparent and fair while educating and helping clients with investments in the precious metal industry.

Bill O’Reilly recommends American Hartford Gold as the only precious metals company. I would also like to add that the business also provides customers with valuable information and educational pieces of advice on how to invest wisely.

American Hartford Gold Services

I found American Hartford Gold as a versatile opportunity to invest in more than just IRAs. But since we are on this topic, the company offers precious metal IRAs to customers. American Hartford Gold’s IRA-eligible options are varied and include multiple assets. Some of the different forms include:

American Gold Eagle coins,
American Silver Eagle coins,
American Gold Buffalo coins,
Silver Canadian Maple Leaf coins,
And, of course, gold bars.

American Hartford Gold’s service agents also work with clients to offer advice on the use of precious metals for survival purposes.

Therefore, when I was investing in precious metals IRA, the company representative also guided me on other retirement savings options.

My Experience with Gold IRA

American Hartford Gold promises a buyback commitment. I wouldn’t be me if I didn’t prove it. For those who don’t know, a buyback commitment means the company buys precious metals from you no questions asked.

So I had some precious metals in my possession, and I indeed could liquidate them to the company. The process didn’t take long and I didn’t have to look for a buyer myself.

American Hartford Gold Products

Here are the accounts you can have if you decide to buy precious metals with the firm:

Self-Directed Precious Metals IRA (simply put, Gold IRA)
Direct Purchase of Precious Metals in bullion, coins, bars

I have decided to open up a Self-Directed account, which I will describe in more detail in this review.

One point worth mentioning is that you don’t have to open a Gold IRA account to purchase gold or other precious metals.

American Hartford Gold Fees & Minimum Investment

American Hartford Gold offers competitive rates and has no application fees. The quality customer service is free with every application, and the minimum investment is lower than most competitors on gold IRAs.

The minimum investment is $10,000, and the non-IRA cash is $5,000. American Hartford Gold has a single annual custodial fee of $150, which is far less than its leading competitors.

Who is American Hartford Gold Best For?

If you aren’t sure whether the American Hartford Gold is suitable for your retirement account, here are the criteria of people who I think will benefit the most from their services. I myself fall under a few categories.

You Want to Invest in Gold Using Retirement Funds

If you are here, you know that gold is the standard. American Hartford Gold is dedicated to the wise investor who understands gold IRAs are a tax-efficient way to secure your future.

You Don’t Pay Taxes When Selling Precious Metals

When you sell precious metals from an IRA, you pay zero taxes on the gains. So, when the stock market is hit, gold, silver, and other precious metals keep your investments stable.

You Want the Expect in Precious Metals Storage

If you want a company with years of experience and a Better Business Bureau A+ rating, you are in the right spot. American Hartford prides itself on customer service and knows that personalized investment is the key to success.

You Want Secure Your Future with Affordable IRA Approved Precious Metals

Precious metal investments can be costly, but American Hartford Gold is a cut above the rest with lower rates and fees than its competitors. The variety of options between silver, gold, and platinum bars and coins is what allows clients to feel secure in their gold IRA through American Hartford Gold.

Free Physical Gold and Silver Shipping

The company doesn’t only charge fees for opening an account with them, but the same tactic is applied to the cost of delivery of precious metals. Besides offering free-of-charge delivery, if you ever consider purchasing gold or silver, your order will be trackable and insured.

You Keep Your Investment in an IRS-Approved Precious Metals Storage

Flexibility and reliability are why the firm is best for a variety of quality investors. Security is another factor that attracts serious investors and helps me sleep at night, knowing that my investment is safe. The precious metals are stored in an IRS-approved depository. Depending on the total value of your purchased precious metals, the depository fee may vary; usually, it is about $75 per year.

You Want to Have the Best Customer Service Before and After Opening an Account

This might not be the most important priority; however, when you are new to precious metals investment, you wish the firm could guide you through the process. And this is exactly what American Hartford Gold does.

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Goldco

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Augusta Precious Metals

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American Hartford Gold Reviews & 3rd Party Ratings

BCA Rating: 4.9/5
BCA Complaints: 3 complaints closed in the last 3 years
BBA Rating: A+ (4.95/5)
BBB Complaints: 21 complaints closed in the last 3 years
Trustpilot: 4.9/5 based on 1,127 reviews

American Hartford Gold Group has an A+ rating from the Better Business Bureau, which is backed by its ethical reporting of legitimate businesses. Factors such as experience, trustworthiness, and financial prowess are the hallmark of American Hartford Gold’s customer service standards.

Unlike competitors, 2020’s challenges spurred American Hartford Gold forward with a single mission ‒ customer care. It was a complicated year that saw recession and uncertainty, unlike anything Americans have experienced since 2008.

The boom in precious metal investments has only rocketed this Consumer Affairs 5-star rated firm to the peak of the gold IRA market.

Not only are the more prominent investors, who want to guard against recession protected, but American Hartford Gold is dedicated to every single one of its clients. This is reflected in the BBB rating and also the company’s 100% customer satisfaction guarantee.

And if the awards weren’t enough, this is the only precious metals company recommended by Billy O’Reilly, Lour Dobbs, and Rick Harrison.

Trust and reliability are the hallmarks of American Hartford Gold.

American Hartford Gold Promotions

American Hartford Gold is always keeping current with investments and offers competitive rates and perks. Apart from its award-winning customer service, the firm also has frequent promotions that help incentivize investors.

Currently, American Hartford Gold is offering up to $1,500 in free silver with qualifying purchases and their buyback program.

How to Open an Account

The first step where you understand that American Hartford Gold makes sure customers are satisfied with everything is registration. For me, I could shape a positive experience because of the respect I was treated with. Here is how my registration process went.

Opening an account is less complicated than it seems, as American Hartford Gold account executives assisted me with the entire application process. Step by step, they guided me and contacted my current IRA provider to expedite the tax-free rollover of part of my assets.

Note: You can also ask them to expedite all of your assets.

The transfer can take up to five business days; I had to wait for exactly three days. The funds are usually transferred via bank wire, just like it was in my case. Once deposited into my gold IRA account, I had my precious metals safely stored for a secure retirement.

The whole process is backed by American Hartford Gold’s customer satisfaction guarantee, as agents help you navigate the paperwork. You won’t have anything to worry about!

Setting Up Gold IRA Account: Step-by-Step Procedure

Above I’ve explained how I opened an account, but here I would like to go into detail about Gold IRA accounts.

Your first step is easy and quick. All you need is to fill out the gold IRA form. I did it online, but you can give them a call.
To open a self-directed IRA, I was contacted by one of the firm’s specialists who was kind enough to help me with the process.
My next step was to decide how much to invest. As I mentioned above, I decided to deposit half of my assets from the current IRA provider.
Additionally, I had a chat with an account executive who updated me about the precious metals they had. Traditionally, I chose gold, but you can also pick silver, platinum, and palladium.

My Verdict

American Hartford Gold is the best choice when it comes to gold IRAs because of its customer service guarantees. The firm requires a small minimum investment and a single yearly fee to take advantage of its stellar services, outshining its top competitors with less expensive ways to invest in precious metal IRAs.

With the most options to diversify your investment, you can rely on this recommended gold IRA provider. If you don’t trust the words of Bill O’Reilly, then trust the A+ rating from the Better Business Bureau and American Hartford Gold’s commitment to its diverse base of clients.

Lowest Minimums

#1 Ranked for Lowest Minimums

When it comes to customer service, fees, safety, and overall customer satisfaction, American Hartford Gold checks all of the boxes.

Free Gold Guide

FAQ's

Once you determine that a gold IRA is right for you, it helps to know how to set on up. Though you may not want to rush into anything, you be surprised by how easy it is.

The only gold IRA company recommended by financial expert Bill O’Reilly, American Hartford Gold has helped tens of thousands of customers for decades with very few customer complaints.

With competitive prices and a 100% customer satisfaction guarantee, the company’s leadership is committed to providing expertise and the latest market information for all levels of investors.

When you open a gold IRA, you own the physical metals. Your assets are stored at an IRS-approved, insured private storage facility called a depository.

Once you retire, you can choose to receive the actual physical metals or liquidate the appropriate amount based on current IRS rules.

Gold has always been the standard, as precious metals are rarer and set the basis for modern economics. Unlike paper assets, gold prices offer a higher return and an unshakable investment that diversifies and solidifies your future plans, including retirement.

Whether you plan on a luxurious retirement or something modest and relaxing, precious metal or gold IRAs ensure a long-term hedge against inflation. These IRS-approved coins and bars are just the ticket for an unshakable asset on which to fall back.

With the rising price of goods and services as well as the uncertainty of COVID-19 and its variants, the market has seen a lot of growth and loss. What better way to ensure your future is safe than with a precious metals IRA?

If you plan on storing your gold IRA in home storage, a few requirements have to be met. If you plan on using a company that holds the precious metal assets in an IRS-approved depository, then a limited liability company, or LLC, is not needed.

If you plan to store the precious metals closer to home, you have to meet a set of criteria.

1. Create an LLC with a specially written operating agreement.
2. All employees and trustees of the LLC must pay a $250,000 fidelity bond to be used as corporate insurance.
3. The corporation’s ownership must be divided between multiple people.
4. You must have a minimum net worth of at least $250,000 after incorporation and audits.
5. Applicant must have a financial background and proof of their handling experience of retirement funds.
6. Trustee corporations must have a location open to the public.
7. Applicant must have legal counsel on retainer while also providing an audit every year by a certified public accountant.

Opening a gold IRA is as simple as a few short steps. You can select a self-directed IRA custodian to invest in precious metals and then select a dealer with whom you are comfortable.

The paperwork is usually handled by an experienced agent with an eye for detail and ease of use.American Hartford Gold walks you through each step of the process and helps you organize your finances using your existing company or personal accountant.

There are several steps the agent has to go through, but the client must decide what products to buy, what depository to use, and the closing deal transactions.

Donny Gamble

I’m Donny. An entrepreneur, world traveler, and active investor that is passionate about navigating through the blockchain by investing in precious metals like gold and silver.